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.ipbo-tag{color:var(--ipbo-orange);font-weight:700;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px;display:block}.ipbo-help-card h2{font-size:24px;margin:0 0 18px;line-height:1.25}.ipbo-divider{height:1px;background:var(--ipbo-border);margin:22px 0;border:0}.ipbo-help-label{font-weight:600;color:var(--ipbo-navy);margin-bottom:12px;font-size:15px}.ipbo-check-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px}.ipbo-check-list li{display:flex;gap:12px;align-items:flex-start;font-size:15px;color:var(--ipbo-ink)}.ipbo-check-list li::before{content:"";flex:none;width:22px;height:22px;margin-top:1px;border-radius:50%;background:rgba(20,184,166,.12) url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23D97706' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>") center/12px 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.ct-code-block{background:rgba(20,184,166);color:white}.ipbo-step{position:relative;background:#fff;border:1px solid var(--ipbo-border);border-radius:var(--ipbo-radius);padding:34px 28px;transition:transform .2s,box-shadow .2s,border-color .2s}.ipbo-step:hover{transform:translateY(-3px);box-shadow:var(--ipbo-shadow);border-color:rgba(20,184,166,.3)}.ipbo-step-num{position:absolute;top:-18px;left:28px;width:44px;height:44px;border-radius:12px;background:var(--ipbo-navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:18px;box-shadow:0 8px 20px rgba(26,58,92,.25)}.ipbo-step h3{margin:14px 0 10px;font-size:19px}.ipbo-step p{margin:0;color:var(--ipbo-muted);font-size:15px}.ipbo-step-sub{display:block;color:var(--ipbo-orange);font-weight:600;font-size:13.5px;margin-top:10px}.ipbo-path{background:#fff;border-radius:18px;padding:36px 32px;border:1px solid var(--ipbo-border);position:relative;overflow:hidden;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}.ipbo-path:hover{transform:translateY(-4px);box-shadow:var(--ipbo-shadow)}.ipbo-path::after{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--ipbo-navy),var(--ipbo-orange))}.ipbo-path-icon{width:54px;height:54px;border-radius:14px;background:rgba(26,58,92,.08);color:var(--ipbo-navy);display:flex;align-items:center;justify-content:center;margin-bottom:22px}.ipbo-path-icon--orange{background:rgba(20,184,166,.10);color:var(--ipbo-orange)}.ipbo-path h3{margin:0 0 12px;font-size:21px;line-height:1.25}.ipbo-path p{margin:0 0 20px;color:var(--ipbo-muted);font-size:15.5px;flex-grow:1}.ipbo-path .ipbo-btn{align-self:flex-start;margin-top:8px}.ipbo-panel{background:#fff;border:1px solid var(--ipbo-border);border-radius:var(--ipbo-radius);padding:36px}.ipbo-panel--do{border-top:4px solid var(--ipbo-orange)}.ipbo-panel--dont{background:#fafbfc;border-top:4px solid var(--ipbo-navy)}.ipbo-panel h3{margin:0 0 18px;font-size:22px}.ipbo-value{text-align:center;background:#fff;border:1px solid var(--ipbo-border);padding:26px 18px;border-radius:14px;transition:.2s;font-weight:700}.ipbo-value:hover{border-color:var(--ipbo-orange);transform:translateY(-2px)}.ipbo-value-icon{width:48px;height:48px;border-radius:12px;margin:0 auto 14px;background:var(--ipbo-navy);color:white;display:flex;align-items:center;justify-content:center;padding-top:7px}.ipbo-value-icon--orange{background:var(--ipbo-orange);color:white}.ipbo-value strong{color:var(--ipbo-navy);font-size:15px;font-weight:700}.ipbo-cta-band{background:linear-gradient(135deg,var(--ipbo-navy) 0%,var(--ipbo-navy-dark) 100%);color:#fff;border-radius:24px;padding:56px;display:grid;grid-template-columns:1.4fr 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var(--ipbo-orange);color:var(--ipbo-ink);font-size:14px;line-height:1.55}.ipbo-form{background:#fff;border:1px solid var(--ipbo-border);border-radius:18px;padding:32px;box-shadow:var(--ipbo-shadow-sm)}.ipbo-field{margin-bottom:18px}.ipbo-form label{display:block;font-size:13.5px;font-weight:600;color:var(--ipbo-navy);margin-bottom:8px}.ipbo-form input,.ipbo-form textarea,.ipbo-form select{width:100%;padding:13px 14px;border:1.5px solid var(--ipbo-border);border-radius:10px;font-family:inherit;font-size:15px;color:var(--ipbo-ink);background:#fff;transition:border-color .2s,box-shadow .2s}.ipbo-form textarea{min-height:120px;resize:vertical}.ipbo-form input:focus,.ipbo-form textarea:focus,.ipbo-form select:focus{outline:none;border-color:var(--ipbo-orange);box-shadow:0 0 0 4px rgba(20,184,166,.12)}.ipbo-form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.ipbo-check-row{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:var(--ipbo-muted);margin:6px 0 20px}.ipbo-check-row input{width:auto;margin-top:2px}.ipbo-form button{width:100%}.ipbo-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--ipbo-border)}.ipbo-header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:24px}.ipbo-nav ul{list-style:none;display:flex;gap:26px;margin:0;padding:0}.ipbo-nav a{font-size:14.5px;color:var(--ipbo-ink);font-weight:500}.ipbo-nav a:hover{color:var(--ipbo-orange)}.ipbo-nav-cta{display:flex;gap:10px;align-items:center}.ipbo-footer{background:var(--ipbo-navy);color:rgba(255,255,255,.78);padding:64px 0 28px}.ipbo-footer h4{color:#fff;font-size:14px;letter-spacing:.06em;text-transform:uppercase;margin:0 0 16px;font-weight:700}.ipbo-footer ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px}.ipbo-footer a{color:rgba(255,255,255,.75);font-size:14.5px}.ipbo-footer a:hover{color:var(--ipbo-orange)}.ipbo-footer p{color:rgba(255,255,255,.7);font-size:14px;max-width:340px}.ipbo-footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:48px}.ipbo-footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px;font-size:13.5px;color:rgba(255,255,255,.55)}.ipbo-footer-logo{height:46px;filter:brightness(0) invert(1)}@media (max-width:980px){.ipbo-section{padding:72px 0}.ipbo-hero-grid,.ipbo-grid-2,.ipbo-grid-3,.ipbo-contact-grid{grid-template-columns:1fr}.ipbo-grid-5{grid-template-columns:repeat(2,1fr)}.ipbo-cta-band{grid-template-columns:1fr;padding:40px 32px}.ipbo-footer-grid{grid-template-columns:1fr 1fr;gap:32px}}@media (max-width:560px){.ipbo-form-row{grid-template-columns:1fr}.ipbo-grid-5{grid-template-columns:1fr 1fr}.ipbo-footer-grid{grid-template-columns:1fr}.ipbo-cta-band{padding:32px 24px}.ipbo-help-card{padding:28px 22px}}